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Insurance Protection to Borrowers

The Company has tied up with National Insurance Company Limited for its comprehensive insurance cover product called “NATIONAL INSURANCE SAHARA HOME LOAN SURAKSHA BIMA” which covers the borrowers of the Company against the following risks / perils / natural calamities:
  1. PERSONAL ACCIDENT INSURANCE:
  2. Death due to accident;
  3. Accidental loss of two limbs, two eyes or one limb and one eye;
  4. Permanent total disablement from injuries other than named above.

  5. PROPERTY INSURANCE:
  6. Fire
  7. Storm
  8. Earthquake
  9. Riot, Strike and Malicious damage
  10. Lightning
  11. Explosion / Implosion
  12. Aircraft damage, Impact damage
  13. Subsidence and Landslide including Rock Slide
  14. Bursting or Overflowing of Water Tanks & Pipes, Missile testing operations
  15. Leakage from Automatic Sprinkler Installations, Bush Fire.
  16. Other natural calamities.
The other details regarding the product (e.g. Sum insured, premium payable etc.) are explained to the borrowers during personal discussion with them at the time of credit appraisal.
 
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